At first glance, it seems paradoxical: some banks find it easier to obtain a large loan than just a small loan amount. If the prospect has a good credit rating, the bank would like to do business with it. And maximum profit lures with a larger loan, because then the borrower pays much more interest over the years.
Small loan from the house bank? Often not possible!
You may have tried to obtain a small loan of, for example, 2,000 euros from your bank and have had exactly the same experience: The bank is waving because it seems the loan amount and therefore the profit margin are too low.
You then have the choice:
- Either you borrow more money than you actually need and thereby take a higher burden into account.
- Or you do not accept the bank’s requirements and do not get any credit at all.
A dilemma without a way out? By no means, if you ask for a micro-loan in the right place. Lending companies can help you with loans from 2,000 euros.
A micro-loan with a credit-card
At lending companies, you and your individual credit wish are the focus. The ultimate goal is to find loans that suit you perfectly. Not everyone needs loans of 10,000, 20,000 euros or more. Many loan seekers are well served with small loans from 200 euros. If you ask lending companies for a relatively small loan, then you will soon find out: For small loans, the experts take care as well, good and intense as to large financings. So if you only need a small loan, lending companies will gladly offer you a small loan with favorable conditions.
The request is always free of charge with lending companies, and you also receive your personal offer without any pre-payment. So you take no risk if you now inform yourself about the favorable conditions for small loans. It’s that easy: Send the online inquiry for your small loan here and look at the free offer that you often receive within 24 hours. With your signature under the credit agreement, you can then call up your microcredit, which will be paid to you immediately after the final exam.